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Software Engineer
mymoneykarma
Software Engineering
Bengaluru, Karnataka, India · Hyderabad, Telangana, India
Posted on Mar 1, 2026
AI-Native Product Engineering | Full-TimeIn India, 300 million people are creditworthy but invisible to banks. Home ownership—the cornerstone of middle-class wealth—remains out of reach for millions who deserve it. We're changing that.MoneyKarma is India's fastest-growing AI-powered home loan platform. We've built the intelligence layer that's democratizing access to credit across the country. Our engineering team is small, fast, and deeply integrated with product and business—every engineer is a product thinker first and a coder second.Why Join Us: Ship AI-native products; think like a PM and build like an engineer; use cutting-edge AI tooling (Cursor, Copilot, custom agents, RAG); small team with outsized impact; equity & rapid growth for top performers.Tech Stack: Python, TypeScript, React, Node.js, AWS, LLMs, RAG pipelines.What You'll Do: Build AI-first features powered by LLMs/ML; own full‑stack delivery; prototype rapidly with AI tools; solve product problems; build scalable infrastructure for 10M+ users; experiment and iterate; collaborate cross‑functionally.Required: 4+ years engineering experience; proficiency in Python/JS/TS/Go; demonstrated AI/ML work (LLMs, RAG, models); strong product instinct; fluency with AI-assisted dev tools; cloud + containers + CI/CD; comfort with ambiguity; full‑stack capability or deep backend with flexibility.Preferred: Fintech/lending experience; hands-on with LLM APIs and agent frameworks; open-source contributions/technical presence; data pipelines/ML ops; startup experience.Compensation: Competitive base + performance bonuses + ESOPs for high performers.Posted on 17 February 2026.