We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

The Fraud Quality Assurance Dispute Specialist provides oversight of the work completed by both SoFi Fraud Dispute Investigations staff and/ or outsourced items with third party vendors to ensure we are in compliance with state and federal laws and regulations, and SoFi's policies and procedures. The Fraud QA Dispute Specialist serves as a Subject Matter Expert and will proactively support SoFi’s Dispute Investigations divisions in its QA function by conducting evaluations of all disputes handled by the Dispute Investigations team.

What you’ll do:

Monitor Fraud Dispute Investigations/BPO disputes related to ACH, debit card, P2P and Zelle transactions assess quality, compliance, decision making and/or process improvement opportunities
Keep informed on industry trends as it relates to financial transaction activities and disputes
A Subject Matter Expert on all dispute types; Reg E, Reg Z, Reg CC
Interact closely with matrixed cross-functional teams (both internal and external) in order to secure alignment.
As necessary, diagnose, correct and document issues, risks and problems using Quality Assurance (QA) practices
Build effective relationships with internal/external stakeholders and ensure alignment between stakeholders
Research data and information to provide insights and recommendations
Identify coaching insights and opportunities. Provide information to management regarding opportunities for coaching and training of employees to improve handling of disputes
Escalate high risk issues, behaviors or trends to management for corrective/remedial action as required
Provide recommendations to improve the effectiveness of the dispute investigation process while maintaining cost effectiveness
Follow-up with the business unit to ensure corrective actions are executed timely.
Provide detailed and timely reporting weekly, monthly and ad hoc to share information related to errors and observations
Prioritize competing responsibilities based on workload and demands
Maintain an awareness of and act in accordance with team goals and business unit policies
Perform ad hoc duties as assigned

What you’ll need:

Must have 2+ years of Dispute Investigations experience in a financial services environment
Strong understanding of financial services, including operations and compliance, Reg E, Reg Z,
Self-motivated and able to work independently applying analytical skills required to manage reviewing tasks
Exceptional understanding of Fraud best practices and current Fraud trends as it applies to financial products and services
Strong written communication skills are required to answer questions and communicate issues clearly & concisely to associates, customers as well as management
Ability to multitask and manage competing priorities
Must be detail oriented with an ability to work in a fast-paced environment
Proficient with Microsoft Office Suite (Word, Excel, PowerPoint)
Decision making skills (experience making decisions, uncovering needs)
Ability to react to change quickly and implement new processes & procedures

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

This job is no longer accepting applications

See open jobs at SoFi.See open jobs similar to "Fraud Quality Assurance Specialist, Disputes" Ulu Ventures.

Portfolio Jobs

Fraud Quality Assurance Specialist, Disputes

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Funding the future starts with your big idea.