Capital Markets, Mortgage Secondary Markets, Manager

SoFi

SoFi

San Francisco, CA, USA · North Carolina, USA · Charlotte, NC, USA · Frisco, TX, USA · Jacksonville, FL, USA · Greenville, DE, USA · New York, NY, USA · cottonwood heights, ut, usa

Posted on Mar 19, 2026
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The role

SoFi is seeking a manager to join our Capital Markets group in the Home Loans team. In this role, to you will be the point person working with a cross-functional internal team of capital markets, treasury, margin management members together with external constituencies including broker-dealers, investors, the GSE’s and third party vendors to execute home loan sales, securitizations transactions.

What you’ll do:

  • Manage rate-sheet generation via MBS pricing and coordination into the Product and Pricing Engine. Emphasis on TBA pricing and Spec Pool pricing for rate-sheet generation.
  • Understanding of MSR and BU-BD/XS Servicing pricing
  • Work with margin management to determine best margin based on secondary pricing, region, and/or current program, or marketing campaign.
  • Familiar with Lock Desk procedures and policies.
  • MBS pooling and loan delivery
  • Pipeline hedging, trading and understanding of the roll market

What you’ll need:

  • 6+ years of relevant experience desired, primarily in home loan secondary markets.
  • BS/BA in business, finance, accounting, economics or similar technical field
  • Excellent work ethic and willingness to contribute broadly to achieve team and company objectives
  • Strong verbal and written communication as well as technical and organizational skills
  • Strong analytical skills with attention to detail
  • Strong ability to read and interpret financial contracts and knowledge of core documents and industry standard/best practices in transactional terms
  • High level of proficiency with Microsoft Office suite (particularly in Excel, PowerPoint)
  • Previous experience with lending or consumer credit products a plus: mortgages, student loans, credit cards, personal loans, etc.
  • Previous experience with asset-backed securitization data sets a plus: Bloomberg, Intex, DV01, etc.

A Plus:

  • Familiarity with Encompass LOS and OB pricing engine.
  • Post Close experience.
  • Resi Private Label Securities, structuring and securitization.
  • Understanding of fixed income/MBS risk metrics and bond math.
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
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